A private technology partner from Dubai, ready to design, build and operate national digital infrastructure — payments, e-government and commerce — turnkey, and at a fraction of the usual cost.
Devio FZCO is an IT company headquartered in Dubai. For 15 years our team has designed, built and operated complex software — financial technology, government platforms, marketplaces and logistics systems. We assemble dedicated teams of any size, for any number of parallel projects, and keep every stage under our own control.
From strategy and architecture to code, launch, operations and training of local staff — one responsible partner.
The same class of systems Western vendors sell for tens of millions — delivered several times cheaper, without losing quality.
Working pilots in months, not years. We build on proven platforms and adapt them to Afghanistan's realities — including low bandwidth and offline modes.
A commercial company from the UAE — a trusted trading partner of Afghanistan. No politics: technology, jobs and results.
The UAE is one of Afghanistan's main trade partners and home to a large Afghan business community. Daily flights, active trade, family and financial ties — Devio operates exactly where Afghanistan already does business with the world.
In recent years Afghanistan has built real digital foundations — achievements worthy of respect. The next step is to turn this foundation into services and revenue.
Most payments are cash-based. Digital payments mean fees collected fully and transparently.
Documents and licences still require queues and middlemen. A single online window changes that.
No nationwide marketplace or delivery service — a huge market waiting to be organised.
State systems and citizen data require modern, sovereign protection inside the country.
Each program strengthens the others: identity, payments, services and commerce form a single loop where every transaction supports the state budget.
We propose only projects that strengthen the budget, the economy and the state's standing.
Digital collection of fees, duties and taxes closes leaks and middlemen. Every payment is recorded and reaches the treasury.
Leadership sees collections, services and turnover in real time — dashboards instead of paper reports.
Couriers, agents, support staff, engineers. We hire and train locally — thousands of jobs across the provinces.
Infrastructure, data and competence remain in Afghanistan, with full handover and training built into the model.
We do not ask for large budgets up front. We invest our work and technology — and earn only when the systems work and generate value.
We build and operate at our cost; the partnership is funded by a small share of the transactions and fees the systems process. No results — no cost.
We build the systems, operate them to world standards, train Afghan specialists — and transfer ownership on an agreed schedule.
A working pilot within months — so leadership sees real services and real collections before scaling nationwide.
Payment core + first portal services (passport queue, licences, fee payments). First marketplace district with food & goods delivery.
QR payments across major cities, full portal catalogue, payroll digitisation, marketplace with international sellers, data centre build-out.
Provincial roll-out, offline channels for remote areas, SOC at full strength, training academies — and staged transfer to Afghan teams.
Fintech, government platforms, marketplaces, logistics — we have built and operated all the classes of systems we propose.
Under our management, delivery costs a fraction of Western vendors' prices — with the same engineering standards.
We rapidly assemble dedicated teams of any size for parallel national projects — architects, engineers, designers, operations.
Offline-capable, USSD & low-bandwidth friendly, energy-autonomous infrastructure, Dari & Pashto interfaces from day one.
A private UAE company. We respect Afghanistan's culture, laws and traditions, and design every product accordingly.
Not a contract — a partnership: local hiring, training academies, technology transfer and shared success over years.
These programs are not only for the state. Business leaders and investors who see the opportunity can launch any of them together with Devio — as a private venture, or in partnership with the government.
We contribute the technology, engineering teams and day-to-day operations; the partner contributes local presence, relationships and a share of capital. Shared ownership — shared results.
Launch the marketplace, the delivery network or a payment wallet under your own name — Devio builds, runs and scales the entire platform behind it.
Join national programs as an investor: transparent economics, staged financing tied to real milestones, and priority participation in the next phases.
Marketplace, delivery, wallets, fintech — every program on this page can start as a private project and grow to national scale. If you see your opportunity here, talk to us first.
We are ready to present each program in detail, with figures, timelines and a pilot plan — in Dubai or in Kabul.